Like most things, shopping online has its good and bad aspects. If you play your cards right, you can experience only the pros. Read on to learn all about it.
Be sure your malware software is current if you’re shopping online. A lot of sites that allow you to shop are the target of people hacking or even people looking for identities to steal. If your security software ever gives you warnings, heed them.
Sign-up for any identity theft protection your credit card company offers, especially if you shop online often. No matter how safe you are or how diligently you believe you can protect your information, it’s never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
If you’re purchasing clothes or shoes online, be careful with the sizing. Some items typically run smaller or larger than normal. Some shopping sites will advertise if an item runs true to size. If the site doesn’t list anything about sizing, glance at the reviews. In most cases, if an item is running larger or smaller, the reviewers will let you know.
Always read all of the details and disclaimers about items that you are looking into buying. Often a picture is small and only gives a flat, one dimensional view of the product so be aware that looks could be deceiving. It can make a product look bigger or smaller than it is. Make sure to read the description so you know exactly what you are purchasing.
Get familiar with the shipping facts of an online retailer. Their shipping policy should be outlined in a separate section to describe the average time you should get your items, geographic restrictions, shipping choices, possible shipping insurance, and what their shipping and handling fees are. Use all of this information to decide if these costs and options fit well for you, your budget, and your area before you place an order.
If a website is not secure, do not make a purchase. Simply look up at the web address when you are shopping. If you notice an “https” instead of an “http,” you can feel confident enough to insert your credit card information. However, if there is no “s” in the address, move on to a different site to be on the safe side.
Make sure you read the return policy before buying online. Some online purchases can have different return policies than you normally see. This is especially true if you are buying from an online auction store like eBay. Take the additional time to look into what your return rights are so that you aren’t surprised later.
Look for major online retailer sales in the middle of the week. With physical locations, you tend to see more major sales happen at the end of the week like Fridays. In order to compete with those days, many online retailers like pushing their sales up a few days. Try keeping an eye on major online retailer sites for sales on Wednesday, Thursday, and Friday.
Look into online shopping clubs. Sites like ebates.com have some tremendous offers. You not only find out about sales going on at different sites, but they pay you a percentage of your purchase when you buy from those sites. It is a great way to get a bonus check every four months and get the things you need.
It is best to shop online with a credit card. Most credit cards come with a protection plan in case your information is stolen. Your bank will probably give you your money if you purchased a bad product with a credit card while you will entirely depend on the seller to get your money back if you used a debit card.
Look for coupon codes when you have to buy something online. A lot of the time when you’re checking out you will see a box that says something about entering a code. As soon as you see that box search online for the site’s name plus coupon codes. It’s a good idea because you’ll be able to get a better price on your order usually.
A lot of sites specialize in comparison shopping. These sites do not directly sell products but provide shoppers with a detailed list of different stores offering an item as well as the prices. You should use this tool to do some comparison shopping before deciding where to purchase the product you need.
Don’t ever pay full price online. Retailers have an established schedule for when specific items are offered for sale. You can save up to fifty percent if you buy at the correct time. Having patience can save you money.
No reputable company should ask for or need your social security number simply for shopping purposes. Therefore, make it a practice never to give out your SSN online. If you are making a purchase and you are asked for this number, do not continue. You are probably on a scam site, and you should not complete the transaction.
Buying items from the store involves more than the cost of the item – with the high cost of gas these days, the expense associated with driving to and from the store, not to mention wear and tear on your car, may exceed the cost of the item you want to purchase! Online shopping is, for many people, a far cheaper form of shopping.
Now that you have the knowledge required, go out, start shopping and save money. You just have apply these simple tips to reduce how much you spend on purchases. When your savings begin piling up, you’ll be happy you stumbled across this information.
